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	<title>Comments on: My Approach to Personal Finance</title>
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	<description>Brace Yourself For Rational Thought</description>
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		<title>By: bbentzen</title>
		<link>http://www.bentzensblog.com/2008/12/my-approach-to-personal-finance/comment-page-1/#comment-188</link>
		<dc:creator>bbentzen</dc:creator>
		<pubDate>Fri, 24 Apr 2009 15:23:29 +0000</pubDate>
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		<description>MJ, thanks for the tip.  Since the time I wrote this article I&#039;ve actually switched my info over to mint.com.  I&#039;m very happy with the ease of use and the ability to get alerts before bills are due, or if I&#039;ve gone over on my budget.

Brian</description>
		<content:encoded><![CDATA[<p>MJ, thanks for the tip.  Since the time I wrote this article I&#8217;ve actually switched my info over to mint.com.  I&#8217;m very happy with the ease of use and the ability to get alerts before bills are due, or if I&#8217;ve gone over on my budget.</p>
<p>Brian</p>
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		<title>By: MJ</title>
		<link>http://www.bentzensblog.com/2008/12/my-approach-to-personal-finance/comment-page-1/#comment-187</link>
		<dc:creator>MJ</dc:creator>
		<pubDate>Fri, 24 Apr 2009 10:50:31 +0000</pubDate>
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		<description>Quicken and Microsoft Money work -- but for your readers -- try out www.mint.com.  Pulling all your accounts together into one place where you can track your expenditures with access to it over the internet is great.  Mint also has a solid security model.</description>
		<content:encoded><![CDATA[<p>Quicken and Microsoft Money work &#8212; but for your readers &#8212; try out <a href="http://www.mint.com" rel="nofollow">http://www.mint.com</a>.  Pulling all your accounts together into one place where you can track your expenditures with access to it over the internet is great.  Mint also has a solid security model.</p>
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		<title>By: bbentzen</title>
		<link>http://www.bentzensblog.com/2008/12/my-approach-to-personal-finance/comment-page-1/#comment-11</link>
		<dc:creator>bbentzen</dc:creator>
		<pubDate>Sun, 08 Mar 2009 14:06:03 +0000</pubDate>
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		<description>Bill, 

I believe a mandatory savings plan would help our country in the long term.  By saving now, and actually investing the money, the gains would add up and the program would actually pay for itself.  

Of course, we shouldn&#039;t need government to do this for us.  Plenty of people do this on their own, on top of paying FICA taxes.

For a while Americans were spending more than 100 of their income.  With our current recession I read that the savings rate has increased to 5%.  This is encouraging, but Americans need to save more... not for the sake of the economy, but for the sake of their own long term independence.  The increase in savings might also help to recapitalize our economy, but I am no economist.</description>
		<content:encoded><![CDATA[<p>Bill, </p>
<p>I believe a mandatory savings plan would help our country in the long term.  By saving now, and actually investing the money, the gains would add up and the program would actually pay for itself.  </p>
<p>Of course, we shouldn&#8217;t need government to do this for us.  Plenty of people do this on their own, on top of paying FICA taxes.</p>
<p>For a while Americans were spending more than 100 of their income.  With our current recession I read that the savings rate has increased to 5%.  This is encouraging, but Americans need to save more&#8230; not for the sake of the economy, but for the sake of their own long term independence.  The increase in savings might also help to recapitalize our economy, but I am no economist.</p>
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